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Lifetime Free

SBM Credilio Credit Card

Secured FD-backed credit card with unlimited cashback and easy approval.

Rating 3.5 Cashback

New credit users Students Housewives Freelancers Everyday spenders

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

1% cashback on all spends (varies by variant and offer).

Accelerated

Up to 10X rewards on specific spends via UPI (RuPay app campaigns), subject to campaign terms.

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Premium

Amazon Pay ICICI Credit Card

5% Unlimited Cashback for Amazon Prime Members

Rating 4.6 Cashback

Online Shopping Amazon Users Cashback Lovers Beginners Lifetime Free Card Seekers

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

1% Cashback on all other spends

Accelerated

5% Unlimited Cashback on Amazon (Prime Members)

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Super Premium

Kotak 811 Super Platinum Debit Card

Up to ₹6,000 Yearly Cashback with 811 Super

Rating 4.3 Cashback

Online Shopping Cashback Savings Account Users Debit Card Users High Transaction Users

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

5% cashback on eligible debit card spends (subject to monthly funding criteria)

Accelerated

No separate category-based acceleration. Flat cashback structure under 811 Super benefits.

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