PNB & Kiwi Partner to Launch Lifetime Free Credit-on-UPI Card: Full Review
Punjab National Bank and Kiwi have teamed up to launch a lifetime free RuPay credit card. Get up to 1.5% cashback on all your UPI payments with absolutely zero hidden charges.
PNB & Kiwi Partner to Launch Lifetime Free Credit-on-UPI Card: Full Review
The Unified Payments Interface (UPI) is completely revolutionizing how we pay, and the latest massive update comes from a strategic partnership between Punjab National Bank (PNB) and the fintech startup Kiwi. They have just launched the PNB Kiwi Credit Card, a powerful RuPay-based credit card that brings credit-on-UPI to millions of customers. Whether you are in a metro city or a semi-urban area, this card aims to make digital credit completely frictionless. At Tech Aman, we always bring you the most rewarding financial tools, and this latest launch definitely deserves your attention.
Key Features of the PNB Kiwi Credit Card
If you are looking for a reliable, everyday UPI credit card, here is what makes the PNB Kiwi card stand out from the crowd:
- Lifetime Free: Say goodbye to hidden charges. This card comes with a ₹0 joining fee and ₹0 annual fee.
- 100% Digital Onboarding: Get approved quickly with a fully paperless, seamless digital process and receive your virtual card instantly.
- RuPay Power: Link it directly to the Kiwi app or any of your preferred UPI apps to scan and pay directly at merchant QR codes.
Cashback & Rewards Structure
The core attraction of any credit card is the reward rate, and the PNB Kiwi card does not disappoint:
- 1.5% Cashback: Earn up to 1.5% direct cashback on your regular UPI 'Scan & Pay' merchant transactions.
- 0.5% Cashback: Get a solid 0.5% direct cashback on your online payments.
- 1% Fuel Surcharge Waiver: Save extra on your fuel expenses with a standard 1% surcharge waiver.
Unlock More with Kiwi Neon Membership
For super-users looking to maximize their benefits, Kiwi also offers an exclusive Neon Membership that upgrades your experience with:
- Up to 5% Cashback on select categories.
- Complimentary Airport Lounge Access.
- Specialized discount offers on top retail brands.
Ready to Maximize Your UPI Rewards?
Apply for the Lifetime Free PNB Kiwi Credit Card today and start earning cashback on every scan & pay!
Apply Now: PNB Kiwi Credit Card 🚀*T&C Apply. Keep your KYC documents ready for the digital onboarding process.
Why This Partnership Matters
Punjab National Bank is a highly reputable public sector bank with over 10,000 branches nationwide. By partnering with Kiwi—a rapidly growing fintech startup—PNB is actively expanding formal credit access to underserved areas. This collaboration aims to enhance financial flexibility for everyday spending needs by leveraging the booming RuPay network.
Final Verdict
Should you get the PNB Kiwi Credit Card? If your primary goal is maximizing UPI scan-and-pay rewards without worrying about an annual fee, this is a no-brainer. It perfectly combines the massive trust of PNB with the slick, modern tech of the Kiwi platform.
*T&C Apply. Keep your KYC documents ready for the digital onboarding process.
Why This Partnership Matters
Punjab National Bank is a highly reputable public sector bank with over 10,000 branches nationwide. By partnering with Kiwi—a rapidly growing fintech startup—PNB is actively expanding formal credit access to underserved areas. This collaboration aims to enhance financial flexibility for everyday spending needs by leveraging the booming RuPay network.
Final Verdict
Should you get the PNB Kiwi Credit Card? If your primary goal is maximizing UPI scan-and-pay rewards without worrying about an annual fee, this is a no-brainer. It perfectly combines the massive trust of PNB with the slick, modern tech of the Kiwi platform.
