Premium

Equitas Bank PowerMiles Credit Card

Premium metal travel credit card with 1:1 miles transfer and global lounge access.

Rating 4.6 Airmiles

Frequent international travelers High annual spenders Lounge access seekers Miles transfer users Luxury lifestyle users

Joining Fee

₹5,000

Annual Fee

₹5,000

Base Rewards

3 Reward Points per ₹100 spent.

Accelerated

3X rewards on international POS and online purchases.

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Lifetime Free

Federal Bank Scapia Credit Card

Turn everyday spends into travel experiences with zero forex markup.

Rating 4.6 Cashback

Travel Lovers International Spenders UPI Users (RuPay variant)

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

Visa: 10% reward on eligible spends; RuPay: 5% reward on eligible spends of ₹500+.

Accelerated

Accelerated rewards on eligible online, offline and UPI transactions as per variant.

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Premium

IDFC FIRST Ashva Metal Credit Card

A heritage-inspired metal credit card with low forex and strong travel privileges.

Rating 4.7 Reward Points

International travelers seeking low forex Frequent hotel and flight bookers Mid-to-high income professionals Metal card enthusiasts

Joining Fee

₹2,999

Annual Fee

₹2,999

Base Rewards

Up to 10X reward points on regular credit card spends.

Accelerated

50X bonus points on hotel bookings and 30X bonus points on flight bookings via FIRST Rewards platform.

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Super Premium

IDFC FIRST Mayura Metal Credit Card

A heritage-inspired premium metal credit card with 0% forex and up to 60X rewards.

Rating 4.8 Reward Points

Frequent international travelers High annual spenders Luxury lifestyle users Travel reward maximizers

Joining Fee

₹5,999

Annual Fee

₹5,999

Base Rewards

Up to 10X reward points on regular card spends.

Accelerated

50X on hotel bookings and 30X on flight bookings via FIRST Rewards platform.

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