IDFC First Hello Credit Card (FD-Backed)
Secured credit card backed by fixed deposit with simple cashback benefits.
Rating
4.0
Cashback
Credit Builders
Cashback Seekers
First-Time Credit Users
Joining Fee
₹0
Annual Fee
₹1,180
Base Rewards
Standard 1% cashback on regular spends.
Accelerated
1%–5% cashback on select categories like utilities, groceries & online spends (as per bank terms).