Premium

Bank of Baroda Eterna Credit Card

Premium rewards with elevated privileges and lifestyle benefits.

Rating 4.4 Hybrid

Rewards Travel Dining Premium Benefits

Joining Fee

₹2,500

Annual Fee

₹2,500

Base Rewards

1 Reward Point per ₹100 on all spends.

Accelerated

6x on dining & entertainment; 4x on travel & hotel transactions.

View Details Apply Add to compare

Entry Level Paid

BPCL SBI Credit Card

Save up to 4.25% on BPCL fuel spends with accelerated reward points.

Rating 4.3 Reward Points

Daily Commuters BPCL Fuel Buyers City Professionals Fuel Expense Optimization

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

1 Reward Point per ₹100 on other retail spends (4 RP = ₹1).

Accelerated

13 Reward Points per ₹100 on BPCL fuel spends (capped at 1,300 points per billing cycle).

View Details Apply Add to compare

Entry Level Paid

Equitas Bank Selfe Credit Card

A customizable lifestyle credit card with 5X rewards and complimentary OTT memberships.

Rating 4.4 Reward Points

Grocery & dining spenders OTT subscribers Moderate domestic travelers Users seeking card customization

Joining Fee

₹1,000

Annual Fee

₹1,000

Base Rewards

2 Reward Points per ₹100 on all other spends.

Accelerated

5X reward points on any 2 selected categories such as dining, grocery, apparel, utility bills, taxi/transport and other eligible categories.

View Details Apply Add to compare

Entry Level Paid

Equitas Bank Tiga Credit Card

A modern UPI-focused credit card with automatic 3-month EMI feature.

Rating 4.3 Reward Points

UPI Users EMI Shoppers Contactless Payment Users Tata Cliq & Netmeds Buyers

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

1 Reward Point per ₹100 spent (₹0.15 per point value).

Accelerated

3 Reward Points per ₹100 on UPI, contactless and Pay by 3 partner merchants.

View Details Apply Add to compare

Entry Level Paid

ICICI Bank Coral Credit Card

Everyday rewards card with airport & railway lounge access plus milestone bonuses.

Rating 4.3 Reward Points

Railway Lounge Access Mid-Tier Lifestyle Users Reward Points Earners

Joining Fee

₹500

Annual Fee

₹500

Base Rewards

2 Reward Points per ₹100 on retail spends; 1 Reward Point per ₹100 on utilities & insurance.

Accelerated

5% on groceries & utilities; 4% on dining & entertainment; 2% on travel & online purchases (caps apply).

View Details Apply Add to compare

Lifetime Free

ICICI Bank Platinum Chip Credit Card

Lifetime free beginner credit card with basic rewards and strong security features.

Rating 4.0 Reward Points

Beginners Lifetime Free Users Basic Retail Spenders

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

2 Reward Points per ₹100 on retail spends; 1 Reward Point per ₹100 on utilities & insurance.

Accelerated

View Details Apply Add to compare

Entry Level Paid

SBI SimplyCLICK Credit Card

One of India’s best entry-level credit cards for online shopping rewards.

Rating 4.4 Reward Points

Amazon Shoppers BookMyShow Users Medicine & Travel Bookings Heavy Online Spenders

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

1 Reward Point per ₹100 on offline spends (4 RP = ₹1).

Accelerated

10X on partner brands; 5X on other online spends.

View Details Apply Add to compare

Entry Level Paid

SBI SimplySAVE Credit Card

The best SBI entry-level card for dining, groceries & offline spending.

Rating 4.3 Reward Points

Grocery Shoppers Dining & Restaurant Spends Offline Departmental Stores Household Monthly Expenses

Joining Fee

₹499

Annual Fee

₹499

Base Rewards

1 Reward Point per ₹150 on other spends (4 RP = ₹1).

Accelerated

10 Reward Points per ₹150 on dining, movies, grocery & departmental stores (capped at 5,000 points/month).

View Details Apply Add to compare