Entry Level Paid

Bajaj Insta EMI Card

Convert everyday purchases into EMIs instantly with flexible repayment options.

Rating 4.0 Hybrid

Big Ticket Purchases Flexible Repayment Seekers Partner Promo Users

Joining Fee

₹500

Annual Fee

₹0

Base Rewards

Instant EMI conversion on eligible transactions at partner merchants.

Accelerated

Up to 1–5% cashback at select partner merchants (varies by campaign).

View Details Apply Add to compare

Lifetime Free

BOBCARD Uni GoldX Credit Card

Lifetime free card with simple cashback & flexible pay options.

Rating 4.0 Cashback

Beginners Everyday Spending Online Shopping

Joining Fee

₹0

Annual Fee

₹0

Base Rewards

1% cashback on eligible spends

Accelerated

No fixed category-based accelerated structure.

View Details Apply Add to compare